THE VINES Mortgage Details

Currency

Euro

Interest Rates

(Capital and Interest) 7.9%

Repayment method

Repayment

Term

5-25 years

Ages

Min 21
Max 65 on maturity of the loan

Loan To Value

70%

Loan Amounts

€40K min, No max
€75k loans to 3/4 applicants No Max

Mulitple Properties

unlimited if affordable

Nationalities

UK & Irish&EU

Remortgage available

Yes

Calculations of affordability

70% of net income - all liabilities, can sometimes do 75%

Documents needed

Self Employed 3 years accounts,
Employed - Latest P60/ 3mths bank statements/ 3mths payslips

Ltd Companies

Yes

Redemption penalties

3%

Staged Payments

No

Bank Account

No

Online Banking

No

Notes

Married couples must apply together

Insurance

From nominated Insurers

Number of applicants

max 4

Application Fee

200 EURO

Valuation Fee

300 EURO

Completion Fee

1%