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THE VINES Mortgage Details
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Currency
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Euro
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Interest Rates
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(Capital and Interest) 7.9%
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Repayment method
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Repayment
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Term
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5-25 years
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Ages
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Min 21
Max 65 on maturity of the loan
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Loan To Value
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70%
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Loan Amounts
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€40K min, No max
€75k loans to 3/4 applicants No Max
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Mulitple Properties
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unlimited if affordable
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Nationalities
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UK & Irish&EU
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Remortgage available
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Yes
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Calculations of affordability
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70% of net income - all liabilities, can sometimes do 75%
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Documents needed
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Self Employed 3 years accounts,
Employed - Latest P60/ 3mths bank statements/ 3mths payslips
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Ltd Companies
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Yes
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Redemption penalties
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3%
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Staged Payments
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No
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Bank Account
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No
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Online Banking
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No
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Notes
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Married couples must apply together
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Insurance
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From nominated Insurers
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Number of applicants
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max 4
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Application Fee
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200 EURO
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Valuation Fee
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300 EURO
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Completion Fee
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1%
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